Compare Equity Release Quotes & Access Your Equity

Do you own your property?

You must own your property to qualify for equity release.

Are you and other owners of the property aged 55 or over?

All owners of the property, as listed on the mortgage or deed, must be aged 55 or over to quality for equity release.

Are you looking to release equity from your property??

Our service is for equity release products only, we do not offer standard mortgages or remortgages.

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How equity release works

Equity release is a way for UK homeowners aged 55 and over to release tax-free cash from the value of their home, without needing to move or downsize. You stay in your home, retain ownership, and there are typically no monthly repayments required — the loan, plus interest, is repaid from the eventual sale of the property.

The most common type is a lifetime mortgage, where you take a lump sum, a series of smaller drawdowns, or a combination of the two. You decide how to use the money — pay off an existing mortgage, help family, home improvements, or simply boost your retirement income.

Every plan must be arranged through an FCA-authorised broker, who will explain how it works for your specific situation before anything is agreed.

Calculate Your Tax-Free Lump Sum

How much could you release?

The amount you could release depends on three main factors:

  • Your age — the older you are, the higher the percentage of your property value you can typically release.
  • Your property value — most plans require a minimum property valuation of around £70,000.
  • Your health and lifestyle — enhanced plans may offer more for certain health conditions.

A qualified specialist can give you a personalised illustration showing the exact figure you could release based on your circumstances — there's no obligation to proceed.

See How Much Cash You Could Unlock

Speak to a qualified specialist

Once you complete the short form above, an FCA-authorised equity release specialist will call you to discuss your options. This conversation is important — it's where they confirm your details, explain how equity release would work for you specifically, and prepare a personalised illustration showing the exact amount you could release.

Our specialists are independent, with access to plans from across the UK market. They'll compare options from leading providers and recommend the plan that fits your situation. There's no obligation, and all initial advice is completely free.

If your enquiry is outside office hours, you'll typically be contacted first thing the next working day.

Speak to an Equity Release Specialist

Is equity release right for you?

Equity release is not suitable for everyone — but for many homeowners aged 55 and over, it can be a flexible way to access the value tied up in their home. A qualified specialist will help you understand whether it may be right for your circumstances.

It tends to suit homeowners who:

  • Are aged 55 or over and own their UK home
  • Want to release tax-free cash without selling or moving
  • Prefer not to make monthly repayments
  • Want to discuss their options with a qualified, FCA-authorised specialist before committing

Find out in minutes whether you qualify — and how much you could potentially release.

Check Your Eligibility Today

Unlock Tax-Free Cash From Your Home Without Selling or Moving

Get Your Free Equity Release Quote